File sharing is the exchange of files or information typically through the Internet. P2P file sharing is an exchange of files between peers, which is also typically done through the Internet. One common example of file sharing is the illegal music download sites like BitTorrent that allows users to upload and share music as well as other files such as books and podcasts for free. In the NPR article “Peers Find Less Pressure Borrowing From Each Other,” the author goes into detail about another type of P2P file sharing, which is P2P lending. P2P lending involves individual investors lending money to others outside of the traditional banking system.
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